Fair Deal On Debt CIC is a non- profitable organisation. We are an independent, ethical, community based debt management service, supporting individuals throughout financial difficulty. Our experienced debt management team offer practical advice and work alongside our clients to match the most appropriate solution to individual need. All profits made by Fair Deal On Debt is invested to help create employment and to help local projects.

We also aim to ensure that routes out of debt are explored with all clients, providing access to benefits advice and employment opportunities. We link up with other organisations and are able to offer a wide range of services to ensure that all clients have all support they need to be able to get back on their feet again. We do not expose individuals to organisations whose only aim is to profit from misfortune. When it comes to debt management, we offer reassurance, support, solutions and a guaranteed fair deal.

We make the process as simple as possible to ensure all our clients understand every stage of the process. A client can contact us directly or be referred by a partner organisation such as citizen's advice, community centres, solicitors, etc.


We guarantee appointment with an adviser from Fair Deal On Debt management team within 3 - 7 days. The meeting can be conducted in your own home or over the telephone, where we will undertake a financial review and assessment. This will enable us to

If required we will write to the creditors on behalf of our clients and advise them what the client can afford to pay, at this stage we will request interest is suspended.

Within the first year we recommend quarterly reviews with the clients to follow individual progress and to ensure their personal debt management program is on track.

If you or anyone you know is encountering financial difficulty through debt, don’t wait till it is too late.